As we all know, Canada has always been a very popular immigration country.
In addition to its unique environmental advantages and leading education quality, Another major reason why many people choose Canada is the complete and complete welfare in the region. Guaranteed.
From birth to old age, a Canadian follows the government's welfare care closely. It is no exaggeration to say that almost all the expenses of a person's old age, sickness and death are covered by the state.
So, what are the benefits of Canada, and where are they good? Let us take a look together today.
Healthcare benefits
Canada implements a universal free medical insurance plan, the federal government allocates approximately 4.8 billion Canadian dollars each year, and each province government implements it , Free for all people, no regional restrictions.
Normally, Canadians see their family doctor for minor illnesses, and specialist doctors for serious illnesses.
In addition to dentistry and ophthalmology, Canadians no need to pay any consultation fees, hospitalization, surgery, etc. Regardless of the size of the operation, all costs except for certain prescription drugs and medical device usage fees are covered by the universal medical insurance plan.
Social Welfare Fund
Social welfare payments are a cornerstone of Canada's welfare system and are used to ensure that every Canadian can maintain a basic standard of living.
All Canadians with bank deposits below 1000 Canadian dollars can apply for this benefit every month: single persons can apply for 500 to 700 Canadian dollars a month, and a family of three can have 1,100 to 1,300 Canadian dollars.
If there has been no source of income, the money can be received forever. It should be noted that new immigrants cannot apply for this benefit in the first six months after landing.
Family allowance
This subsidy is for low-income families recognized by the government, that is, the family's annual income is less than 25,921 Canadian dollars and has children, and one spouse can receive the subsidy if one of the couples enjoys the Canadian child tax incentives. The family allowance is 80% of the income, and only one spouse can apply.
Maternity Allowance
Canada’s maternity allowance is also part of employment insurance, including maternity allowance (up to 15 weeks Salary) and parenting allowance (up to 35 weeks of salary).
According to the actual situation of childbirth, the total amount of subsidies received will remain unchanged, but the prenatal leave can be as long as 12 weeks. According to the new maternity leave system Canada implemented this year, parental leave will be increased to 40 weeks.
In order to better take care of the baby, you can apply for a government allowance of up to 61 weeks within one and a half years after the baby is born, the amount is 33% of the salary. At the same time, must not fire employees because of pregnancy. Maternity leave employees continue to maintain their retirement pension or medical plan, and can return to their original jobs after the maternity leave ends.
Milk Gold
Canada's Milk Funding System (CCTB) is a free benefit provided by the government for children under the age of 18, which is paid to each child on a monthly basis based on family income.
In order to keep up with the increase in the cost of living, Canada's child welfare payments have been raised several times.
*Starting from July 2020, every child under the age of 6 can get 6765 Canadian dollars in milk money;
*Children between 6 and 17 years old can get 5708 Canadian dollars in milk money;
*Children with disabilities can receive an additional subsidy of CAD 2832.
Canada not only pays attention to children’s education, but also protects the quality of life of each child. This benefit alone has attracted many people.
Childcare Grant
In Canada, children’s pre-school education is mostly self-financed. In order to allow more families to send their children to early education easily, the government has specifically allocated funds to set up childcare subsidies.
It is a direct method of financial assistance by the government to allow children to receive childcare services and parents to Benefits designed to balance work and family life.
The government will grant subsidies based on the actual situation of the applicant, sometimes half of the subsidy, or full subsidy.
Free public education
The high-quality elementary and secondary education in Canada comes from the government's high investment in education and strict supervision. Public schools in Canada implement 12-year compulsory education, completely free (no books and fees).
Children who are permanent residents of Canada are the same as Canadian citizens. The tuition for public elementary and middle schools is free and the enrollment procedures are simple. The principle of enrollment in primary and secondary schools is: The nearest is divided by the school district (that is, according to the location).
Unemployment benefits
If a Canadian citizen or permanent resident has worked continuously for more than 910 hours in a year and cannot continue to work because of unemployment, illness, childbirth, etc., then they can apply for unemployment benefits after losing their jobs.
The EI subsidy amount is usually 56% of the original monthly salary, and can be claimed for up to ten consecutive months , Mainly divided into the following five categories:
*General unemployment insurance
*Pregnancy and parental allowance
*Accompanying allowance
*Fisher's allowance
*Other special insurance
Sickness Allowance
Employees who are unable to work due to injuries can receive a maximum of 15 weeks of allowance in order to solve their financial difficulties. This allowance requires a doctor’s certificate.
Pension funds
Regardless of their assets or income, Canadians can receive an old-age security pension after retirement. The amount that can be applied for depends on the number of years of life in Canada.
Those who are 65 years of age or older and have lived in Canada for at least 10 years after the age of 18 can qualify for partial pensions.
Spouse allowance
When only one person in a family can receive the pension (the spouse is not enough age to apply for the pension), then the family can continue to apply for the additional subsidy of the quota allowance. In 2020, applying for the spouse allowance requires an annual income of less than $34,416.
provincial subsidies for the elderly
Taking BC as an example, Canadian citizens or permanent residents can not only apply for pension and spouse allowance at the same time, but also receive BC’s Senior s Supplement.
There is no need to apply for this benefit and it will be issued automatically.
Canada Pension Plan (CPP)
The above several plans for the elderly can be applied for without the applicant's advance contributions, while the CPP plan is similar to the pension insurance in China's social security.
Regardless of whether they are employed or self-employed, a percentage of the wages earned must be provided to the retirement pension plan. There is an upper limit for the payment of CPP. If the income of the year is less than $3500, there is no need to pay CPP.
There are many more benefits in Canada, and each area will also have unique benefits. Seeing this, do you think there is one more reason to move to Canada! I will not list them one by one here, please inquire for details.
Quebec Investment Immigration·Application Requirements
★ The applicant's personal net assets are at least 2 million Canadian dollars
★ The applicant has at least 2 years of management experience in the past 5 years
★ Invest 1.2 million Canadian dollars (the government will return without interest after 5 years) or invest 350,000 Canadian dollars (non-refundable)
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